Collections & Ledger Routing Accountability

Aging accounts, collector assignment, and revenue stream monitoring

Aging Account Exposure

Past-due balances by delinquency bucket — as of May 29, 2026

PHP 47.3M Total Exposure

1–30 Days Past Due

PHP 12.4M

+PHP 1.2M this month

Accounts

187

Avg Balance

PHP 66,310

31–60 Days Past Due

PHP 18.7M

+PHP 2.1M this month

Accounts

143

Avg Balance

PHP 130,769

61–90 Days Past Due

PHP 9.8M

-PHP 0.4M this month

Accounts

62

Avg Balance

PHP 158,065

Critical

91+ Days Past Due

PHP 6.4M

+PHP 0.8M this month

Accounts

28

Avg Balance

PHP 228,571

Collector Assignment Simulator

Route past-due accounts to collector types

Unassigned Accounts (5)

Greenfield Trading Inc.

Corporate Credit

PHP 1,200,000

60-Day

Marisol V. Aquino

Home Credit

PHP 45,000

30-Day

SunRise Distributors

Reseller Revolving

PHP 380,000

90-Day

Eduardo R. Lim

Employee Privilege

PHP 22,500

30-Day

Pacific Ventures Corp.

Corporate Credit

PHP 2,800,000

120+ Day

Collector Roster & Capacity

Snapp Collector

Individual & Micro-Enterprise accounts

187/250

capacity

30-Day60-Day
68.4% recovery

Merchant Collector

Reseller & retail merchant accounts

98/120

capacity

30-Day60-Day
72.1% recovery

Platform Collector

Digital wallet & BitPAY-backed accounts

143/200

capacity

60-Day
61.8% recovery

BPO Collector

High-volume outbound calling — 60/90-day buckets

62/300

capacity

60-Day90-Day
54.2% recovery

BC Collector

Corporate & Group accounts — 90/120+ day legal escalation

28/50

capacity

90-Day120+ Day
41.7% recovery

Delinquent Account Register

Active past-due accounts with collector assignments

10 accountsPHP 9.47M total exposure
Actions

Cebu Macro Retail Group

ACC-2023-00312

Group Consolidated Facility

120+ Day

PHP 3.60M

Principal: PHP 2.80M

BCWrite-off Review2026-04-30

Pacific Ventures Corp.

ACC-2023-00489

Conglomerate Master Credit

120+ Day

PHP 2.80M

Principal: PHP 2.20M

BCLitigation2026-05-20

Greenfield Trading Inc.

ACC-2024-00712

Corporate Credit Facility

60-Day

PHP 1.20M

Principal: PHP 1.05M

MERCHDemand Letter2026-05-24

Northern Luzon Agri-Corp

ACC-2024-00556

Corporate Credit Facility

90-Day

PHP 920K

Principal: PHP 750K

BPOLegal Notice2026-05-10

SunRise Distributors

ACC-2024-00934

Reseller Revolving Credit

90-Day

PHP 380K

Principal: PHP 310K

BPOLegal Notice2026-05-15

Visayas Tech Solutions Inc.

ACC-2024-00778

Micro-Enterprise Snapp

90-Day

PHP 280K

Principal: PHP 230K

PLATFLegal Notice2026-05-08

Felicitas G. Reyes

ACC-2025-01789

Home Credit Line

60-Day

PHP 156K

Principal: PHP 138K

SNAPPDemand Letter2026-05-22

Renato P. Bautista

ACC-2025-00891

Commercial Snapp

60-Day

PHP 68K

Principal: PHP 60K

PLATFDemand Letter2026-05-18

Marisol V. Aquino

ACC-2025-01204

Home Credit Line

30-Day

PHP 45K

Principal: PHP 42K

SNAPPCurrent2026-05-27

Eduardo R. Lim

ACC-2025-01567

Employee Privilege Card

30-Day

PHP 23K

Principal: PHP 21K

SNAPPCurrent2026-05-28
Showing 10 of 10 delinquent accounts
30-Day: 260-Day: 390-Day: 3120+: 2